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  • Writer's pictureJosh Linder

Insurance Fails: When Claims Take an Unexpected Turn



Insurance Fails: When Claims Take an Unexpected Turn


In the world of insurance, claims are meant to provide financial support during life's unexpected twists and turns. But sometimes, the path to a successful claim takes a detour into the realm of the bizarre and the comical. Join us on a journey through some laughable claims and oddball incidents that prove that insurance is anything but predictable.


1. The Not-So-Grand Theft Avocado:

  • The Claim: A homeowner filed a theft claim for a stolen avocado. Yes, you read that right—a single avocado.

  • The Outcome: The claim was denied, and the avocado enthusiast was left with a lesson in the value of deductible limits.

2. The Runaway Roomba Rampage:

  • The Claim: A homeowner filed a claim for damage caused by their Roomba vacuum, which had gone rogue and spread a jar of peanut butter all over the living room.

  • The Outcome: The Roomba was grounded, and the claim was approved, serving as a humorous reminder to keep an eye on your robotic helpers.

3. The Misguided Missile Mailbox:

  • The Claim: A homeowner's mailbox was struck by a homemade rocket launched by a neighborhood kid.

  • The Outcome: The claim was processed, and the young rocket scientist learned the importance of aiming high but also aiming wisely.

4. The Cat Burglar Heist:

  • The Claim: A homeowner reported a break-in, only to discover that their cat had been "stealing" shiny objects from neighbors and bringing them home.

  • The Outcome: The claim was denied, and the feline was given a stern talking-to about proper etiquette for borrowing things.

5. The Slippery Salmon Slip-Up:

  • The Claim: A restaurant owner filed a claim for a "salmon slip and slide" incident after a fish accidentally fell off the counter and caused a customer to slip.

  • The Outcome: The claim was approved, but the incident became legendary as the "Great Salmon Slide."

6. The Parrot's Prank:

  • The Claim: A homeowner sought coverage for damage to their home, which was caused by their pet parrot's obsession with mimicking fire alarms.

  • The Outcome: The claim was approved, and the parrot found a new catchphrase to recite.

7. The Misguided Lawnmower Symphony:

  • The Claim: A homeowner filed a claim for damage caused by a lawnmower parade organized by a neighborhood gardening club.

  • The Outcome: The claim was processed, and the gardening club opted for quieter ways to celebrate their love for lawns.

8. The Soggy Smartphone Saga:

  • The Claim: A smartphone user sought coverage for water damage to their device after it "fell" into a bowl of soup during a crucial call.

  • The Outcome: The claim was approved, but the user decided to stick to less risky phone conversations.

These insurance fails remind us that life's mishaps can take many forms, and sometimes, laughter is the best remedy. While these claims may be unconventional, they also showcase the flexibility of insurance to adapt to the unexpected, no matter how oddball the incident may be.

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